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Building On A Rural Lot - What You Need To Know

Building On A Rural Lot - What You Need To Know

June 17, 20243 min read

Hey what's up everybody, it's TJ with Sanctified Homes and Construction. Today, we're diving into the essentials of building on a rural lot. Whether you’re eyeing a serene lakeside property, a sprawling field, or a secluded wooded area, there are unique challenges and considerations you need to be aware of. Here’s a comprehensive guide to help you navigate the process.

Budgeting for Land and Construction

Land Cost

When purchasing rural land, aim to spend no more than 25% of your total budget on the land itself. This allows sufficient funds for construction and additional expenses. However, the percentage can vary depending on your specific circumstances. For example, some buyers may spend up to 50% of their budget on land, especially if it offers exceptional features or location benefits.

Additional Costs

Be prepared for extra costs related to site preparation. These can include clearing trees, grading the land, and installing long driveways. The more remote or undeveloped the land, the higher these costs can be.

Dealing with Shoreland Zoning

Extra Permits and Fees

If your property is near a body of water, such as a lake or pond, you will need to comply with shoreland zoning regulations. This involves obtaining additional permits and creating erosion control plans to protect the water body. These requirements can add to your project's timeline and budget.

Site Preparation and Infrastructure

Clearing Trees and Landscaping

If your land is heavily wooded and you plan to build in a specific area, you’ll need to factor in the cost of clearing trees. Additionally, think about the landscape design and how you’ll manage tree removal to maintain the natural beauty of the property.

Driveways and Access Roads

Building a driveway on a rural property can be a significant expense, especially if your desired building site is far from the main road. The cost will depend on the length and type of driveway required. Remember to consider accessibility for construction equipment and future household needs.

Water and Waste Management

Well and Septic Systems

Unlike urban lots with access to city water and sewer systems, rural properties typically require well and septic systems. Installing these systems involves specific site evaluations, permits, and adherence to local health and environmental regulations. Ensure your budget includes these essential infrastructure costs.

Environmental Considerations

Erosion Control and Water Management

For properties near water bodies, it’s crucial to implement erosion control measures to prevent runoff from impacting the water quality. This might involve creating buffer zones, using erosion control fabrics, and planting vegetation to stabilize the soil.

Flood Zones and Wetlands

Check if your property is in a flood zone or contains wetlands. Building in these areas may require additional permits and compliance with strict regulations to minimize environmental impact.

Tips for a Smooth Building Process

Work with Experienced Professionals

Engage with builders and contractors experienced in rural construction. They can provide valuable insights and help navigate the complexities of rural building projects. Consider scheduling site visits with your builder early in the planning process to identify potential challenges and opportunities.

Plan for Contingencies

Rural builds often come with unexpected challenges, such as difficult soil conditions or unanticipated regulatory requirements. Having a contingency budget can help manage these surprises without derailing your project.

Engage Local Authorities Early

Communicate with local zoning and building departments early in the process to understand all requirements and timelines. Building a relationship with local inspectors and officials can facilitate smoother approvals and inspections.

Conclusion

Building on a rural lot offers the opportunity to create a custom home in a tranquil setting, but it comes with unique challenges and considerations. From budgeting and site preparation to dealing with shoreland zoning and installing essential infrastructure, planning is key to a successful rural build.

For more detailed information and guidance, check out our resources at Sanctified Homes. If you have any questions or need further assistance, don’t hesitate to reach out. We're here to help you navigate the home building process smoothly and efficiently.

And as always, don’t forget to raise your standard! We'll talk to you soon.

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TJ Vitense

Founder of Sanctified Homes and Construction & the Blessed to Build Foundation, TJ believes in raising the industry standards. With his company Strategic Real Estate Experts, he helped hundreds of families buy and sell homes. And, now manages new home construction as one of Wisconsin's best home builders.

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