Do This First When Building A Custom House

Hey everyone, TJ here from the Bless to Build Foundation, and today we're diving into the initial steps of building a custom home. It's a journey that can seem overwhelming, but with the right approach, it's an exciting path to your dream home.

Step 1: Understand Your Financial Position

Before you start picking out tiles or drawing up floor plans, you need to have a candid conversation with a lender. Understand what you can afford by discussing your income, debts, and credit score. You don't need a full pre-approval yet, but a ballpark figure of what you could qualify for is essential.

The Importance of Pre-Qualification

Getting a sense of your budget early on is crucial. It sets realistic expectations and guides your decisions down the line, from choosing a lot to deciding on the size and features of your home.

Step 2: Connect with a Builder

Once you have a rough idea of your budget, it's time to chat with a builder. They can provide valuable insights into what your budget can get you and may even have lender recommendations.

The Builder's Role in Financing

A good builder will keep tabs on the best financing options available. For instance, some lenders might offer special rates for new construction, which your builder can point you to.

Step 3: Find Your Lot

Before you get too far into the design process, secure your lot. It's the canvas for your dream home, and its characteristics will influence your design.

Securing the Right Lot

Don't pay for plans until you have a lot tied up. Work with your builder or realtor to make an offer that's contingent on certain conditions being met, ensuring the lot is suitable for the home you want to build.

Step 4: Design Your Home

With a lot secured, you can start working with architects and drafters to design a home that fits both your desires and the specifics of your lot.

Tailoring Your Design

Your home should be a reflection of you, but it also needs to work with the topography and regulations of your lot. This is where professional design services come into play.

Step 5: Finalize Financing and Begin Construction

After your plans are drawn and bid within your budget, you'll close on the lot and secure your construction loan. Then, the building begins!

The Journey from Financing to Foundation

This is where the dream starts to take physical shape. With financing in place and a solid plan, construction can commence, leading you to the day you can walk through the doors of your new custom home.

Conclusion

Building a custom home is a complex process, but by starting with your financing and finding the right lot, you set a strong foundation for the journey ahead. Engage with builders early and use their expertise to guide you through the process.

Engaging with the Community

At Bless to Build and Sanctified Homes, we believe we must assist you in building your home. From financing to the final nail, we're here to help. Check out our resources at Bless to Build and Sanctified Construction for more information. And don't forget to raise your standard in homebuilding. We'll talk to you soon.