Hey everyone, TJ here from the Bless to Build Foundation, and today we're diving into the initial steps of building a custom home. It's a journey that can seem overwhelming, but with the right approach, it's an exciting path to your dream home.
Before you start picking out tiles or drawing up floor plans, you need to have a candid conversation with a lender. Understand what you can afford by discussing your income, debts, and credit score. You don't need a full pre-approval yet, but a ballpark figure of what you could qualify for is essential.
Getting a sense of your budget early on is crucial. It sets realistic expectations and guides your decisions down the line, from choosing a lot to deciding on the size and features of your home.
Once you have a rough idea of your budget, it's time to chat with a builder. They can provide valuable insights into what your budget can get you and may even have lender recommendations.
A good builder will keep tabs on the best financing options available. For instance, some lenders might offer special rates for new construction, which your builder can point you to.
Before you get too far into the design process, secure your lot. It's the canvas for your dream home, and its characteristics will influence your design.
Don't pay for plans until you have a lot tied up. Work with your builder or realtor to make an offer that's contingent on certain conditions being met, ensuring the lot is suitable for the home you want to build.
With a lot secured, you can start working with architects and drafters to design a home that fits both your desires and the specifics of your lot.
Your home should be a reflection of you, but it also needs to work with the topography and regulations of your lot. This is where professional design services come into play.
After your plans are drawn and bid within your budget, you'll close on the lot and secure your construction loan. Then, the building begins!
This is where the dream starts to take physical shape. With financing in place and a solid plan, construction can commence, leading you to the day you can walk through the doors of your new custom home.
Building a custom home is a complex process, but by starting with your financing and finding the right lot, you set a strong foundation for the journey ahead. Engage with builders early and use their expertise to guide you through the process.
At Bless to Build and Sanctified Homes, we believe we must assist you in building your home. From financing to the final nail, we're here to help. Check out our resources at Bless to Build and Sanctified Construction for more information. And don't forget to raise your standard in homebuilding. We'll talk to you soon.
Don't wait any longer to start working with us to build your home & enjoy all of life's precious moments.
Of course, there are a lot of decisions that we check-off in order to build your custom home. And we love empowering our clients with the knowledge behind the process every step of the way; with as little or as much information as they choose.
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At Sanctified, we are committed to raising the standards in the industry. At our core, we value transparency, trust, & communication. Our mission is not to only give you a modern, efficient home, but a place to experience life with the ones you love the most.